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Long-Term Care

A Special Report from Kiplinger

Long-Term-Care Rate Hikes Loom

If you can't afford to pay the higher premiums, you can alter your policy to lower the cost by reducing the benefit period and amount, extending the waiting period before benefits kick in, or changing the inflation protection.

Quiz The 10 Essentials of Long-Term Care

Test your knowledge of this important topic with our quiz, and learn what you can do to secure your future.

The Basics of Long-Term-Care Insurance

Long-term care, often necessary when chronic illness or disability strikes late in life, can be incredibly expensive. Here's how to control costs.

On Sale: Retirement Havens

A weakened economy has triggered bargains and perks in all-inclusive continuing-care communities.

Help From the State

More states are offering long-term-care partnership programs. Buy an approved long-term-care insurance policy, and the state will let you protect some assets and still qualify for Medicaid.

More from Kiplinger

What Health Reform Means for Long-Term Care

Don't ditch your policy in favor of the government's new program.

How to Find Caregiving Services

The process of finding help to best fit your family's situation can be overwhelming. This guide will help you start your serch.

Use Annuities to Pay for Long-Term Care

Individuals can now use proceeds from some annuities tax-free to pay premiums for long-term-care insurance.

Make Sure Your Insurer Pays Up

Dealing with the paperwork for long-term-care insurance benefits can be overwhelming. Here's how to cut through the red tape.

Long-Distance Caregiver

If your aging parent lives far away, you can hire a pro to manage your parent's care or assemble a network of helpers.

A Nursing Home That You Can Call Home

Residents at a growing number of facilities enjoy a cozy atmosphere and personal attention.

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